Starting Dave Ramsey – Total Money Makeover – FOR THE SECOND TIME! – 2020

Alright guys, it’s time! Time for some serious talk!
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If you are completely debt free (go you!) or you just do not care about money, spending, or saving….this post isn’t for you. At all. Haha.

If you are interested in watching (reading about) people get debt free, talk about frugal tips and tricks, share their experience with things, then this is the post (series!!!) for you!!

Let me start from the beginning….
We first did the “Total Money Makeover” when we first got married. We had abooooutโ€ฆ..$3 in our bank account. That might be a generous guess, too. Fun stuff, right? We got married in January and we quickly decided to be “gazelle intense” about getting our finances under control.
We said “no” to a lot of things that year. We said no to trips, we said no to dinners, we said no to just about everything that “extra”. It was HARD. And sometimes really sad for me to miss out on things. But guess what…. IT WORKED! That year was amazing for us. Life changing, really.

Fast forward six years to now….we are taking on the Total Money Makeover again and I wanted to share it with YOU GUYS. (Or for anyone who cares.) I LOVE reading about what people are doing to save money, meals they are eating, and overall what they are doing in their life to get their finances under control.

Michael and I talked about starting Dave Ramsey again and we are in SUCH a better place than we were last time. Last time we did this, we HAD to do it. We literally had $3 to our name. LOL! This time we are choosing to do this because we have some big goals over the next few years and well….adults shouldn’t be in debt. HAHA! Sorry for the harsh reality. But let me say, if that is you…YOU ARE NOT ALONE. I almost didn’t want to do this post because debt is embarrassing. But we are taking control of our money and we are going to make this work for us!

If you haven’t read Total Money Makeover, YOU NEED TO! It will literally change your life. It will change the way you look at the money that is coming into your bank account and give you a new appreciation for where it is going.

Over the next few months, I am hoping to share alllll the things along our journey. Meal ideas, what debt we are paying off, ways to be frugal, etc…etc….

So where are you in your journey? Never heard of Total Money Makeover? Starting it for the new year like us? Already finished and got to yell “WE’RE DEBT FREE!!!”?! I’d love to hear about where you are in your journey! We can do this, guys! It’s going to be a GREAT year!!!

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